Pricing

The onboarding involves a few steps:

1. Adding your subscriptions,
2. Completing a Know Your Customer (KYC) process,
3. Topping up your Cardboard account with funds,
4. And finally, for each subscription, replace the payment card and billing email with a new virtual payment card from Cardboard and a subscription-specific email generated by Cardboard.

Cardboard offers a streamlined operational approach to simplify SaaS management. This includes a unified view of all your subscriptions, hassle-free payment and fund management, as well as automated receipt collection. Additionally, Cardboard facilitates a seamless export process for accounting. Learn more about our process on the How It Works page.

As we set up a bank account for our customers, we are mandated to run the KYC process to ensure compliance with regulations.

Yes, your payment cards will still function as they only rely on our card issuer, Adyen, for day-to-day operations.

The main reason we recommend using virtual cards from Cardboard instead of your own card is so that we can give you better control and enhanced management features over your subscriptions. With Cardboard Cards you can:

• Streamline payment handling with automated receipt collection and subscription accounting.
• Maintain control with instant notifications about your spends.
• Easily set and monitor budgets, and get alerted if a budget is exceeded or if funds are running low.
• Empower employees to purchase only what they need without providing access to the company's main card.
• Gain detailed insights into your SaaS expenditures and trends.

Cardboard's unique one-card-per-subscription approach enhances financial control, simplifies cancellations, and offers unparalleled flexibility.

• Providing individual cards for each subscription allows employees to purchase exactly what they need without accessing a shared card.
• This ensures that if one card is blocked, access to other services remains unaffected.
• If you are having issues with canceling a subscription, simply cancel the corresponding card. This way, you won't be anxiously waiting for an unwanted charge.
• With Cardboard, you can also set a specific budget for each card or service, giving you greater control over your expenses.

Cardboard's one-email-per-subscription system streamlines automation, ensuring that receipts from subscriptions are automatically matched to their corresponding transactions, eliminating manual efforts for users.

• Each email is specifically linked to a particular subscription.
• When a subscription sends a receipt via email, Cardboard effortlessly matches the receipt to the appropriate transaction.
• This approach ensures accuracy and saves users from the hassle of manual sorting and matching.

No worries! As long as you are using payment cards, Cardboard knows about all of your payments, and can notify you when receipts are missing. You can then upload the receipt manually.

• Summary: While we have the capability to offer EUR accounts, our initial focus is on serving our Norwegian customers by offering NOK bank accounts to help save on foreign exchange losses. It's not a limitation; we can indeed provide EUR accounts.
• Most competitors require Norwegian customers to convert from NOK to EUR, leading to unnecessary FX losses.
• Our primary focus is on the Norwegian market, hence the provision of NOK accounts to mitigate FX loss.
• If you wish for a EUR account, please reach out to us. We value feedback and are assessing demand.
• You can reach out to us via chat or hello@cardboard.inc if you wish to set up a EUR account.

No, adding your subscriptions to Cardboard is free for our users.

No, Cardboard does not incur any fees for wire transfers into your card account, however your bank may do so.

Your Cardboard card account will be kept in your local currency, e.g. Norwegian companies have card accounts in NOK.

A 2 % fee applies to all card transactions in currencies other than the card account's currency in order to cover currency conversion costs.