
SaaS spend analytics with AI: Making subscription management effortless
Vidhi KumarThe world of SaaS subscription management can be a painful experience for any company, especially SMEs (Small and Medium-sized Enterprises). It's frustrating to think you're paying for a few seats only to discover you're footing the bill for nearly double that. Or, perhaps you get blindsided by an unexpected charge because you forgot a tool was on an annual cycle. This cycle doesn't just frustrate; it unnecessarily bleeds money.
At Cardboard, the belief has always been that SaaS management should be simple. That's why we built tools like virtual cards for SaaS payments and real-time spend dashboards. However, the messy details hidden within receipts, invoices, and subscription emails still needed to be addressed. This is where our exciting next step comes in.
Introducing AI Insights: SaaS spend analytics that does the grunt work

We're thrilled to introduce AI Insights, a new feature powered by SaaS spend analytics with AI that takes on the heavy lifting for you. This isn't AI for the sake of using AI; it's AI-led SaaS billing analysis applied to the very real problem of getting a clear answer to, "what exactly are we paying for?"
AI Insights is designed for busy SMEs who don't have the time to "play detective" with their tools. The AI reads your receipts and extracts the information that truly matters. Say goodbye to scrolling through lengthy invoices or searching a chaotic inbox.
Key insights at a glance
Every subscription detail page in Cardboard now instantly surfaces essential insights, providing clearer visibility into your SaaS stack:
- Billing frequency: Instantly know if a tool charges you monthly or annually.
- Next billing date: Always be prepared for the next renewal date, avoiding surprise charges.
- Pricing model: Quickly identify if your plan is seat-based, usage-based, or flat-rate.
- Seat count visibility: See the exact number of seats you are actually paying for. (Our guess is this will be the most surprising detail! ).
- Easy summaries: Get a clear explanation of each subscription without getting lost in finance jargon.
The power of accurate reconciliation
AI Insights has become exceptionally good at picking up receipt dates that other systems frequently miss. Think about tricky vendor receipts or LinkedIn invoices that never seem to align with your accounting tools. Our AI catches them, which means reconciliation is no longer a nightmare of mismatched dates and missing data. This powerful combination of automated SaaS subscription tracking and AI-powered SaaS cost optimization has an accuracy you can truly rely on.
Aligning with the Cardboard vision
Cardboard's initial goal was always about providing clarity- clarity around spend and clarity around tools. Our virtual cards and live SaaS spend dashboard were major steps. Now, SaaS spend analytics with AI takes us even further by pulling back the curtain on the fine details that used to be buried.
This aligns perfectly with our main objective: getting control of software spends and empowering SMEs to make smarter decisions. We want to save you from wasting hours in spreadsheets or searching through twenty emails for a single spend receipt.
Managing SaaS subscriptions should never feel like detective work, and by relying on AI Insights, we're ensuring it doesn't. This is a significant step toward helping SMEs take control of their SaaS ecosystem by saving money, avoiding surprises, and staying focused on growth.
AI Insights is live right now on all subscription detail pages and in the Subscriptions > AI insights tab inside Cardboard. There's no setup, no extra configuration, and no hidden fees. Log into your Cardboard account, check out your updated subscription pages, and see just how much clarity a little AI can bring.